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How Does Bankruptcy Relieve Me of My Debts?

Bankruptcy will discharge most of your debts and keep creditors from seeking any money you owe them. The bankruptcy court requires you to disclose all the debts you have on the date you file your case. Bankruptcy will not remove certain nondischargeable debts, such as:

Child support and alimony, or debts owed from a divorce decree or settlement
Debts incurred for personal injury or death caused by you while driving under the influence of alcohol or illegal drugs
Civil restitutions or damages rewarded for willful or malicious personal actions causing personal harm or death
Student loans
Credit card purchases, loans or cash advances taken within 90 days of your bankruptcy filing
Fines and penalties imposed for law violations, such as traffic or criminal restitution
Income taxes from the past three years and other tax debt
Criminal restitution from illegal activities such as embezzlement, larceny, fraud, or willful or malicious injury to another person's property
Debts not included in your bankruptcy filing (you must include all your debts, but if you forget to list one, it becomes nondischargeable)


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Bankruptcy Law

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Phone: 215-245-8440 Fax: 215-245-8470 Glenview Corporate Center - 3220 Tillman Drive Suite 114, Bensalem, PA 19020

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