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Bankruptcy FAQ

Bankruptcy is a federal court process in which all or some of your debts are "discharged," meaning you are no longer liable for them. Many people file bankruptcy because they are facing foreclosure, wage garnishment or harassment from debt collectors. When you file bankruptcy, your creditors (the people and companies you owe money to) must halt all attempts to collect on your debts unless they are given permission by the court. Bankruptcy is listed on your credit report for 10 years, and this may have a negative impact on your ability to get new credit. Home and auto loans and credit card applications commonly ask if you've ever declared bankruptcy, and your answer may be a factor in the lender's decision.

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Phone: 215-245-8440 Fax: 215-245-8470 Glenview Corporate Center - 3220 Tillman Drive Suite 114, Bensalem, PA 19020


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