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Chapter 13 Bankruptcy Petitions in Bucks County

Under a Chapter 13 bankruptcy, the federal bankruptcy court sets up a three to five-year repayment plan that makes your debt more manageable.

As a result, at the end of the repayment period, you will be current on your mortgage and other payments and will have saved your family's home. You can use Chapter 13 bankruptcy to stop home foreclosure or the repossession of your car and still discharge credit card debt.

We're Your Philadelphia Bankruptcy Attorney

At the law offices of Lacks and Associates we have filed hundreds of Chapter 13 bankruptcy petitions for our debt-burdened clients. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Contact our offices today to schedule a free initial visit with an experienced lawyer find out whether Chapter 13 bankruptcy is the debt relief solution you have been seeking.

Even if your house is scheduled for a sheriff's sale this week we may still be able to help you stop foreclosure and keep your family's home.

If you are under time pressure to file for Chapter 13 bankruptcy as soon as possible, gather together as much the following information as possible before your appointment at our office:

  • Copies of recent bills from your creditors, even those whose payments are current
  • Your mortgage payment schedule
  • A credit report (if available)
  • Any letters from debt collectors, your mortgage company or attorneys
  • Information about the value of your house, cars and any sizable assets

Chapter 13 Bankruptcy and Your Future Credit Rating

Filing for Chapter 13 bankruptcy relief does not mean that you will never again qualify for a credit card, car loan or home mortgage. While it is true that a bankruptcy filing does remain on your credit report for a number of years, people who have been through Chapter 13 bankruptcy are still able to get credit cards, utility services, car loans and even home mortgages at competitive rates.

More Information About Chapter 13 Bankruptcy

For answers to your additional questions about bankruptcy, we encourage you to review our Bankruptcy FAQ page and visit our Bankruptcy Information Center.

To speak with Stanton M. Lacks, Esq. about filing for Chapter 13 bankruptcy, contact our offices to schedule your free initial consultation. Call us at 215-245-8440, or send us an e-mail.

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Phone: 215-245-8440 Fax: 215-245-8470 Glenview Corporate Center - 3220 Tillman Drive Suite 114, Bensalem, PA 19020


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